three years ago, the senate passed a bill on christmas eve that resembled much of what would become the final law. now, the obama administration faces the challenge of making it work amid continuing resistance from some states.mam ray suarez explored those issues in a conversation he taped last week. >> suarez: the full impact of the heah reform law won't be felt til 2014. that's whenany of the4. uninsured will either startll getting new coverage through medicaid or receive subsidies to buy insurance through new marketplaces called exchanges. but the coming year is also a pivotal one in many respects. for one thing, states must begin setting up those exchanges, and there remains plenty of resistance. just 18 states have said they will set up their own exchange. many republican governors have indicated they'll leave it up to the federal government to create one. julie rovner of npr has beenod covering all this and takes a look ahead. now, we've come to the time when the states have had to pretty much declare their intentions. now that's done. what does america's insurance map look like n